Recent Articles

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Should I Buy a House Now or Wait?

Learn why 2026 may offer smart opportunities for homebuyers despite current mortgage rates, and why personal readiness often matters more than trying to perfectly time the market.

Published on 08/10/2026

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Are Adjustable-Rate Mortgages Making a Comeback — and Are They Right for You?

ARM applications are climbing across the Bay Area as buyers look for ways to manage today's rate environment. Here's how ARMs work, why they're gaining ground, and how to know if one fits.

Published on 08/06/2026

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Why Homes Near a University Can Be a Smart Buy

Discover why homes near a university can be a smart choice for homebuyers. Learn how strong local employment, steady housing demand, and community amenities can support long term value while making an informed homebuying decision.

Published on 08/03/2026

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How AI Wealth Is Reshaping Bay Area Home Buying

If you've felt like the Bay Area housing market is playing by two different rulebooks lately

Published on 07/29/2026

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Should You Sell Your Current Home Before Buying a New One?

Should you sell your current home before buying your next one? Learn the pros, cons, financing options, and key factors that can help you make the best move for your financial situation.

Published on 07/27/2026

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Am I Ready to Buy a Home in San Jose? Free 2-Minute Assessment | CaliLoanPro

Am I Ready to Buy a Home in San Jose?

Published on 07/23/2026

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Hazard Insurance vs Homeowners Insurance

Learn the difference between hazard insurance and homeowners insurance, what lenders require, what each policy covers, and how understanding both helps prevent closing day surprises.

Published on 07/20/2026

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Why Did I Get a Second Tax Bill? Santa Clara County Supplemental Property Tax Explained | CaliLoanPro

New Santa Clara County homeowners are often surprised by a supplemental property tax bill after closing. Chris Johnson explains why it happens, how it's calculated, and when to expect it.

Published on 07/15/2026

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Medical Debt Doesn't Kill Approval

Medical debt

Published on 07/13/2026